I recently ran across some research conducted by Market Strategies International, that showed a very interesting result: Millennial women report significantly lower confidence in their financial literacy than did millennial men; but when tested, they performed significantly better than did their male counterparts.

What gives? And what are the implications?

Continue reading “Does Financial Literacy Translate to Better Financial Behavior?”

 

Of late, I have been noticing a puzzling trend as I did some research on the offerings of financial products to women. This was partly driven by personal curiosity.  I saw a lot on saving, budgeting, paying down debt, and cutting down debt.

But I have always wondered and never quite understood why nobody has ever given me advice, personally, that an important aspect of my future financial security is increasing my earnings.

Continue reading “With Money, What You See Depends on Who You Are…”

 

While folklore and homespun theories abound when it comes to understanding the needs of women, there is generally a dearth of data that can put actual numbers behind interesting and actionable insights.

It was with enthusiasm that I recently discovered a fact-packed book, “Harness the power of the purse” by Andrea Turner Moffitt, who is a co-founder of the private investment membership group Plum Alley Investments.

Continue reading “Seven Surprising Insights about Women Investors”

 

There has been a lot of attention and talk of late on the process and practice of innovation. The topic is not new, and tomes have been written by people in ivory towers all the way to people with practical chops and the scars to show for it.

As someone who’s perennially curious, and always interested in finding better ways to do things, whether through “innovation”, or “entrepreneurship” or otherwise, I’ve been studying and testing various approaches starting with “The Lean Startup” all the way to more recent methods.

And I have always stumbled because of limited resources, not being a “disruptive innovator”, or simply because I was looking to find a sustainable solution to a problem outside of an entrepreneurial construct.

Continue reading “A Fresh Approach to Innovation”

 

I clearly remember the day a long time ago when I called my fund company for the first time because I didn’t know how I was supposed to fill out the application form to open an investment account. I was afraid I’d sound uninformed and stupid.

I was also beset by fears and doubt about what I was trying to accomplish: How to decide what stocks to invest in? Where to find the information? Whom to trust and who to view with skepticism? How to learn about things like bonds? Should I be thinking about real estate instruments?

Continue reading “A Glass Wall in Investing?”